Home Insurance in Minnesota, Wisconsin, and other States

Protecting Homeowners in all parts of MN, WI, AZ, Iowa, ND

Owning a home is a great thing; however, many risks can come with home ownership.  These risks need to be mitigated if homeowners want to avoid substantial financial losses in the events of unexpected incidents.  Our homeowners program is extensive and offers coverages that are broad and diverse.  As a result, our clients can create protective and flexible solutions.  

Coverages that meet your Needs 

Homeowners insurance coverages are similar from policy to policy, but they are not the same.  These types of coverage are broad and specific.  Broad coverages are often comparable and specific coverages are often unique.  The reason for this is that broad coverages protect against exposures that almost all homeowners face and specific coverages protect against exposures that only some homeowners face.  For this reason, it is important that each home insurance policy be tailored to the policyholder. 

At the Park Valley Young Insurance Agency we customize each policy so that it fits the policyholder as well as possible.  One thing that helps us do this is our coverage selection, which is vast.  We partner with a number of different carriers in order to have this selection, and we’re proud of the diversity and expansiveness of the coverages that these carriers provide.  Our coverages help us create plans that protect and are flexible, and the completeness and flexibility of these plans give our policies value. 

Our coverage options include: 

·         Property Insurance

·         Homeowners Liability

·         Renters Insurance

·         Condo Insurance

·         Mobile Home Insurance

·         Scheduled Property Insurance

·         Landlords Insurance

·         In-Home Business Insurance

In addition to property coverage, we offer inland marine and high-value items coverage, each of which can protect special items like jewelry, fine art, and technological devices.  We also offer endorsements and add-ons that cover boats and other specialty assets.  We offer guaranteed replacement cost on homes as well, which generates slightly higher rates in some cases but does not contribute to overall costs in unnegotiable ways.  We can help you understand each of our coverage options and will help you make selections that establish proper limits and that help you create a solution that meets your needs and matches your goals and budget.

Working with Park Valley Young Insurance to find a solution

We’ve insured homeowners for decades, so we know the risks that homeowners face.  We also know how to mitigate these risks with insurance, which is why we create policies that keep clients secure.  We’re local agents and we know the needs of residents of Minnesota, Wisconsin, Arizona, North Dakota, and Iowa, and as a result we create the right solutions more quickly and efficiently than captive agents can. 

We manage risk and claims.  We help clients reduce the exposures they face and diminish the likelihood that exposures will result in damages by helping clients employ best practices.  We advocate for clients and help them achieve suitable resolutions, if and when claims arise. 

If you would like to learn more, please contact us or give us a call.  You can also request a quote if you’d like to find out some of the details of a policy. 

The Park Valley Young Insurance Agency proudly provides home insurance in Maple Grove, Minneapolis–Saint Paul, Plymouth, Minnetonka, Anoka, Osseo, and all other parts of Minnesota. We also serve Wisconsin, Arizona, Iowa, and North Dakota.